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Alliance Insurance Group Knowledge Center

Below you will find our library of information written and compiled by industry experts. Discover resources for your questions regarding multiple industries and insurance solutions. Learn about professional liability, cyber security, property casualty, risk management, and more. Contact your Alliance Insurance Group broker for more information.

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Alliance Insurance Group Knowledge Center

  • 10 Results for
  • Risk Management

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Understanding Catastrophic Event Property Deductibles

Published by Jennifer Walker on Sep 19, 2018

A catastrophic event property deductible (“CAT deductible”) differs from a traditional property insurance deductible. CAT deductibles are a significantly higher out-of-pocket expense to the policyholder and apply to specific perils (e.g. named storm, hurricane, flood and earthquake) rather than to all perils. The appearance of CAT deductibles emerged as a… Read More

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Emergency Preparedness: Are You Ready?

Published by J. David Thurber, Counsel, Alliance Insurance Group on Sep 19, 2018

How well prepared are you for a disaster or emergency? What will your residents and staff do when a catastrophic event hits like a flood, tornado, hurricane, earthquake, or fire? Perhaps it’s not a natural disaster but rather a major IT breakdown, loss, or large mechanical failure. What about a… Read More

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Defuse Claims of Negligence with Your Nursing Home Documentation

Published by J David Thurber on Jul 12, 2018

Wound and skin care documentation.  J David Thurber succinctly addressing common situations and intervention ideas to help mitigate many common areas of senior care litigation. Whether it is simply a reminder of what you already do, or offers new ideas for you and your team, we thought it may be… Read More

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Protecting Employees from Residents Who are Exhibiting Behaviors

Published by AssuredPartners on Mar 30, 2018

Nearly one-half of all nonfatal injuries from occupational assaults and violent acts occurred in healthcare and social services settings. Whether working in a skilled or assisted living facility, healthcare providers often face residents and family members who lose control of their emotions and exhibit disruptive, assaultive and even violent behavior.

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Bed Rails: To Use or Not to Use?

Published by AssuredPartners on Mar 29, 2018

From January 1, 1985, to January 1, 2013, the Food and Drug Administration (FDA) received 901 medical device reports related to bed rails.  These reports described instances of residents being caught, trapped, entangled or strangled in hospital beds.  Of these 901 incidents, 531 resulted in death.

Over the past decade,… Read More

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Cut through the confusion: 5 steps to the right cyber insurance coverage

Published by Property Casualty 360 on Mar 25, 2018

As companies recognize that cyber risk cannot be eliminated, only managed, they are increasingly looking to transfer residual cyber risks through insurance. Still, many small and midsize businesses are going without cyber coverage, perhaps because of confusion about how to get the right policy.
Read more>> Read More

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Revisiting Best Practice Responses to the Sexual Harassment Complaint

Published by David Thurber on Mar 08, 2018

Often in a sexual harassment case, an employer will ignore the claim because they see it simply as a “he said - she said” standoff; a high-risk response at any time but certainly now in the #MeToo environment.  It may be a good time to review best practices whenever a complaint… Read More