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Below you will find our library of information written and compiled by industry experts. Discover resources for your questions regarding multiple industries and insurance solutions. Learn about professional liability, cyber security, property casualty, risk management, and more. Contact your Alliance Insurance Group broker for more information.

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The Ninth and Fifth Circuits May Limit Coverage under the Computer Fraud Provision of Your Insurance

Published by David Thurber on Nov 04, 2016

In the Appellate courts in Pestmaster Servs. vs Inc. Travelers Cas. & Sur. Co. of Am., No. 14-56294 (9th Cir. July 29, 2016 ) and Apache Corp. v. Great Am. Insur. Co., No. 15-20499 (S.D. Tex. Oct. 18, 2016) found in favor of the insurance companies in denying coverage for the alleged third party fraud perpetrated on these companies. In summary of these cases, outside criminals sent email directions to these companies purporting to be their business vendor (the payroll vendor in one, and a buyer of assets in the other), directing them to change the deposit requirements for the electronic transfer of funds (EFT).  We are talking about a substantial sum of money in both cases. 


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Understanding Catastrophic Event Property Deductibles

Published by Jennifer Walker on Sep 19, 2018

A catastrophic event property deductible (“CAT deductible”) differs from a traditional property insurance deductible. CAT deductibles are a significantly higher out-of-pocket expense to the policyholder and apply to specific perils (e.g. named storm, hurricane, flood and earthquake) rather than to all perils. The appearance of CAT deductibles emerged as a… Read More

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Emergency Preparedness: Are You Ready?

Published by J. David Thurber, Counsel, Alliance Insurance Group on Sep 19, 2018

How well prepared are you for a disaster or emergency? What will your residents and staff do when a catastrophic event hits like a flood, tornado, hurricane, earthquake, or fire? Perhaps it’s not a natural disaster but rather a major IT breakdown, loss, or large mechanical failure. What about a… Read More

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Defuse Claims of Negligence with Your Nursing Home Documentation

Published by J David Thurber on Jul 12, 2018

Wound and skin care documentation.  J David Thurber succinctly addressing common situations and intervention ideas to help mitigate many common areas of senior care litigation. Whether it is simply a reminder of what you already do, or offers new ideas for you and your team, we thought it may be… Read More