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Alliance Insurance Group Knowledge Center

Below you will find our library of information written and compiled by industry experts. Discover resources for your questions regarding multiple industries and insurance solutions. Learn about professional liability, cyber security, property casualty, risk management, and more. Contact your Alliance Insurance Group broker for more information.

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Obesity: A Protected Class?

Published by David Thurber on May 12, 2016

The Centers for Disease Control and Prevention (CDC) report that more than one-third (34.9 percent or 78.6 million) of American adults are considered obese, which it defines as having a body mass index (BMI) of 30 or higher using a weight to height ratio. Morbid obesity refers to a weight that is 100% higher than the norm for a person’s height. With more Americans than ever falling into the obese category, questions have been raised about whether the condition should be considered a disability and afforded legal protections. 


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2018 Aon General and Professional Liability Benchmark for Long Term Care Providers

Published by Aon Global Risk Consulting on Oct 25, 2018

Aon Global Risk Consulting’s (Aon) Actuarial and Analytics practice has conducted an actuarial analysis of general liability and professional liability (GL/PL) claim costs for the long term care profession in the United States. Read More

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Understanding Catastrophic Event Property Deductibles

Published by Jennifer Walker on Sep 19, 2018

A catastrophic event property deductible (“CAT deductible”) differs from a traditional property insurance deductible. CAT deductibles are a significantly higher out-of-pocket expense to the policyholder and apply to specific perils (e.g. named storm, hurricane, flood and earthquake) rather than to all perils. The appearance of CAT deductibles emerged as a… Read More

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Emergency Preparedness: Are You Ready?

Published by J. David Thurber, Counsel, Alliance Insurance Group on Sep 19, 2018

How well prepared are you for a disaster or emergency? What will your residents and staff do when a catastrophic event hits like a flood, tornado, hurricane, earthquake, or fire? Perhaps it’s not a natural disaster but rather a major IT breakdown, loss, or large mechanical failure. What about a… Read More