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Alliance Insurance Group Knowledge Center

Below you will find our library of information written and compiled by industry experts. Discover resources for your questions regarding multiple industries and insurance solutions. Learn about professional liability, cyber security, property casualty, risk management, and more. Contact your Alliance Insurance Group broker for more information.

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Active Shooter in a Senior Care Community: Part 1 of 2 - Can we really be prepared?

Published by David Thurber on Oct 21, 2016

The image of a person with a gun and the intent to do harm to others is no longer solely the stuff of movies and TV shows. Across the United States, active shooter incidents have become all too prevalent. ​It is easy to sit back and think that such an incident will never affect your senior living community or that there is not much that can be done to prepare. But the question that you should be asking yourself as an owner or manager is: “Is there anything I can do to be more prepared than we are now for such an event?” This is Part 1 of a 2-part series. In Part 2, we discuss 9 protocols you should have in place and the 3 steps to take if faced with an active shooter.


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2018 Aon General and Professional Liability Benchmark for Long Term Care Providers

Published by Aon Global Risk Consulting on Oct 25, 2018

Aon Global Risk Consulting’s (Aon) Actuarial and Analytics practice has conducted an actuarial analysis of general liability and professional liability (GL/PL) claim costs for the long term care profession in the United States. Read More

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Understanding Catastrophic Event Property Deductibles

Published by Jennifer Walker on Sep 19, 2018

A catastrophic event property deductible (“CAT deductible”) differs from a traditional property insurance deductible. CAT deductibles are a significantly higher out-of-pocket expense to the policyholder and apply to specific perils (e.g. named storm, hurricane, flood and earthquake) rather than to all perils. The appearance of CAT deductibles emerged as a… Read More

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Emergency Preparedness: Are You Ready?

Published by J. David Thurber, Counsel, Alliance Insurance Group on Sep 19, 2018

How well prepared are you for a disaster or emergency? What will your residents and staff do when a catastrophic event hits like a flood, tornado, hurricane, earthquake, or fire? Perhaps it’s not a natural disaster but rather a major IT breakdown, loss, or large mechanical failure. What about a… Read More